Terms & Conditions

Last Updated: January 1, 2026 | Effective Date: January 1, 2026

1. Agreement to Terms

Welcome to Rim Global Bank. These comprehensive Terms and Conditions ("Terms") constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Rim Global Bank ("we," "us," or "our"), concerning your access to and use of our website, mobile application, client portal, financial products, and international banking services.

By accessing our platforms, registering an account, or applying for corporate or personal loans, you expressly state that you have read, understood, and agreed to be bound by all of these Terms. If you do not agree with all of these terms, you are explicitly prohibited from using our services and must discontinue use immediately.

2. Eligibility and Account Registration

To use Rim Global Bank services, you must satisfy specific global regulatory eligibility criteria:

• — You must be at least 18 years of age (or the legal age of majority in your applicable jurisdiction) with the full legal capacity to enter into a binding contract.
• — You must complete our mandatory verification protocols, providing accurate, current, and complete identification information, including legal name, valid residential address, and government-issued credentials.
• — You guarantee that any account opened or loan applied for is for lawful commercial or personal purposes and complies with all anti-money laundering (AML) laws.
• — You are strictly responsible for maintaining the confidentiality of your login credentials, password, and multi-factor authentication tokens. Any action performed through your account will be attributed directly to you.

3. Financial Services, Accounts, and Loan Portfolio

Rim Global Bank offers a diversified portfolio of digital banking services, multi-currency deposit accounts, and customized lending solutions (including personal, business, home, and education loans).

All loan applications are subject to stringent credit underwriting, financial evaluation, risk assessment, and verification of alternative or traditional source-of-income documentation. We reserve the absolute right to approve, modify, adjust interest rates, or decline any loan application based on internal risk models and regulatory compliance thresholds.

5. Intellectual Property Rights

Unless otherwise indicated, the Rim Global Bank platform is our proprietary property, and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us.

The Content and Marks are protected under copyright and trademark laws and various other international intellectual property conventions. No part of the platform or content may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, or otherwise exploited for any commercial purpose whatsoever without our explicit prior written permission.

6. Limitation of Liability and Disclaimers

The Rim Global Bank platform and financial services are provided on an "as-is" and "as-available" basis. You agree that your use of our services will be at your sole risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied, in connection with the platform and your use thereof.

We assume no liability or responsibility for any (1) errors, mistakes, or inaccuracies of content, (2) personal injury or property damage resulting from your access to and use of our platform, (3) any unauthorized access to or use of our secure servers and/or any personal information stored therein, or (4) any interruption or cessation of transmission to or from our platforms.

7. Modifications and Terminations

We reserve the right to change, modify, or remove the contents of these Terms at any time and for any reason at our sole discretion without notice. However, we will maintain an updated "Last Updated" date at the top of this document.

We also reserve the right to suspend, freeze, or terminate your account access immediately, without prior notice or liability, if you breach any provision of these Terms or engage in behavior deemed detrimental to the security and integrity of Rim Global Bank.

8. Governing Law and Dispute Resolution

These Terms shall be governed by and defined following international financial compliance guidelines and local jurisdiction statutes where Rim Global Bank operates. Any legal action of whatever nature brought by you or us shall be resolved through binding arbitration or filed in the courts designated by Rim Global Bank's legal counsel.

9. Contact Information

If you have any questions, clarifications, or grievances regarding these Terms and Conditions, please contact our legal and compliance department:

Rim Global Bank - Legal & Compliance Department
Email: support@rimglobalbk.com
General Support: support@rimglobalbk.com